Posts by Melissa Schmalenberger:
I don’t know about you but I seem to have that nagging voice in my head that is on a never ending loop. I also know that I am not the only one with this nagging voice in their head. When I work with my clients, I find that they too have the same voice in their head. I am surprised when I ask them about these simple things how many of them have not done them. So do me, and your family, a favor and complete this list soon.
1. Have a fireproof/waterproof safe. Too often I find social security cards and passports in a junk drawer. Common sense tells us that is not a great storage solution. Gone are the days for all of us having a safety deposit box for these documents. Big box stores sell safes for under $100. Place your titles and other important papers in your safe. All those papers protected in one safe place gives peace of mind.
2. Have your photos stored on an external hard drive. I love how small these are now and how they have fallen in price. There is no reason that your important documents and memories should not be stored off of your computer. Nothing hits you worse than having a computer crash and knowing that your computer is loaded with Susie’s first birthday photos. Back those photos up and bonus points if you store it in your new safe!
3. Have your internet passwords written down on old school paper. You heard me right, paper. I am all for you keeping them stored on your phone or in a handy app. But what if you lose your phone, or it crashes or heaven forbid you die. I have had clients who have not been able to get into their loved ones phones after they die because it was password protected. Write down the important account information and passwords and place them somewhere safe, like in your new safe!
4. Have a will. Maybe it is the lawyer in me or the mom in me that wants everyone to have a will. They are easy to prepare and maybe I am silly and think if you have it done, you will never need it. Even though I am a lawyer I had a lawyer prepare one for me. It gave me peace of mind knowing it was done. We made the calls to our family that we would want to raise our children and got it written. It took less than a week. You can have the law firm store it or you can store it in your new safe!
These are all simple things that should take you no time at all to do. Start with buying the safe and work down the list. I promise you that you will sleep better once you have these things complete.
To joyful, organized Simplicity,
I am a firm believer in the bucket list. This is the list I have in my mind of things I want to do or accomplish. These are my dreams. These are things that are often so out of reach, I don’t think I am ever going to accomplish them. I have a friend who [...]
I was reminded last week about the company Kodak. Remember them? They had cornered the market on photo paper and photo processing. And then the digital camera came along and to add fuel to the fire of their company collapse, the cell phone with great cameras. People simply stopped processing their pictures. Kodak missed the turn [...]
I am now one month out from dropping our middle son off at college 250 miles away. When we did this with our oldest son two years ago, it was an exciting adventure. I can now admit that with the middle son it was the apprehension that just about killed me. I was so anxious [...]
Too often I see people out of control with their lives. Some people have no choice as they are going through things like illness, divorce, death, working several jobs or even job loss. But for many it is the fact that they are just too busy. But there is hope out there, we can take control of our [...]
With school in session, many students are feeling the crunch of having to get it all done with limited hours. We are all over scheduled and over tired. We try to do everything and try to say yes to everything. But remember the power of the word “no”. This year my middle son started college [...]
Admit it, you have that pile of things that need to be mailed or dropped off to a family or a friend. The pile always grows and never seems to disappear. It may be an article in the newspaper that you thought they might like. Or it may be your son’s hand me down jeans [...]
Last week I blogged about how painful it was to pack up my son as he prepares to move 250 miles away to college this week. I not only packed up the stuff he was taking to college, but also the stuff he was leaving behind. This one container of memories will go to [...]
As I prepare to pack up my middle son and send him on his way to college 250 miles away, I am reminded by some advice a friend of mine gave me when I did this two years ago, if I was to cry, it could only be tears of pride and joy. I am [...]
There is a proven fact out there that we all have the same 24 hours a day in a seven day week. This is where it becomes interesting, we all have the choice to decide what to do in those 24 hours. My biggest pet peeve, and I mean biggest, is hearing people say they [...]